If you’re a small business owner, freelancer, or contractor, you know how important it is to provide accurate and professional pay stubs. But hiring a payroll service or purchasing expensive software can be a burden, especially when you’re trying to save on costs. Thankfully, there are free payroll stub generator websites that help you create pay stubs quickly, easily, and at no cost.
In this article, we’ll explore 10 of the best free payroll stub generators, starting with StubCreator, a user-friendly and trusted solution in the market.
1. StubCreator – The Best Free Stub Generator for Speed and Simplicity
StubCreator stands out as one of the most reliable and easy-to-use free pay stub generators available today. It’s designed with small businesses and independent workers in mind, offering:
- A simple 3-step process to create pay stubs
- Auto-calculation of taxes, deductions, and net pay
- Professional-looking templates
- Instant download or email delivery
- Free stub option for first-time users
StubCreator also lets you preview your stub before finalizing it, ensuring complete accuracy. With a strong reputation for quality and security, it’s an excellent first choice for anyone looking to streamline their payroll process without spending a dime.
2. PayStubHero
PayStubHero offers a fast and user-friendly interface for generating pay stubs with just a few clicks. This platform is ideal for gig workers, freelancers, and small businesses.
- Supports various pay frequencies (weekly, bi-weekly, monthly)
- Easy tax calculation and deduction entries
- Clean and customizable templates
You can download your paystub instantly and even send it directly to employees or clients via email.
3. 123PayStubs
123PayStubs is a professional-grade payroll stub maker that caters to both small businesses and contractors.
- Free option with basic features
- Tax-compliant calculations
- Editable fields and detailed stub layout
While some advanced features require payment, the free plan is still highly effective for generating clean, compliant payroll stubs quickly.
4. Real Check Stubs
Real Check Stubs offers a flexible paystub generator that provides instant results.
- No software download required
- Includes salary, hourly, overtime, and tax details
- Customizable employer and employee fields
This site is best for people who want to test the system before committing. You can preview the stub for free and purchase only if satisfied.
5. FormPros
FormPros is a professional document generator that includes a free stub creator among its services.
- Offers templates for different pay structures
- Compliant with U.S. tax laws
- High-quality, printable results
Although a premium option is available, users can create and preview a stub for free, making it a good choice for one-time or occasional use.
6. Check Stub Maker
With Check Stub Maker, you can create pay stubs that look highly professional in just minutes.
- Designed for small businesses, freelancers, and employees
- Auto-calculates earnings, taxes, and deductions
- Offers previews and instant downloads
Its free version allows basic stub generation with optional upgrades for added features.
7. PayStubsNow
PayStubsNow is known for providing sleek and professional stub templates with real-time preview options.
- Simple interface with auto-calculation
- Download in PDF format
- Supports multiple state and federal tax rates
While the site offers paid services, many of its basic features are available for free, which is perfect for small teams or solopreneurs.
8. OnlinePayStub
OnlinePayStub is a quick and easy solution for creating digital pay stubs without any technical skills.
- Designed for hourly or salaried employees
- Includes space for deductions, overtime, and bonuses
- Email or print stub instantly
This is a great option for those looking for a no-frills, straightforward way to create stubs on demand.
9. StubMaker
StubMaker offers a clean interface and strong accuracy for generating pay stubs on the go.
- Simple and intuitive stub creation tool
- Can handle multiple types of income and tax deductions
- Free previews and downloadable stubs
Although premium features are available, the free tools are more than enough for most basic payroll needs.
10. ThePayStubs
Rounding out our list is ThePayStubs, a widely used platform that offers both free and premium stub creation tools.
- Designed for freelancers, small businesses, and self-employed individuals
- Handles hourly, salary, and contractor income
- Download in multiple formats (PDF, print)
Its accurate tax deduction and customizable design make it a favorite among many users.
Why Use a Free Payroll Stub Generator?
Using a free stub generator has several benefits:
- Saves Time: Instead of spending hours on manual calculations, you can generate a stub in minutes.
- Cost-Effective: No need for pricey software or outsourcing to accountants.
- Professional Results: These tools often use industry-standard templates that are suitable for loans, rentals, and proof of income.
- Easy Record Keeping: Downloaded stubs can be stored for tax or audit purposes.
- Compliance: Many of these tools are updated with current state and federal tax regulations.
What to Look for in a Free Stub Generator?
Before using any stub generator, make sure it includes:
- Auto tax calculation
- Secure data handling
- Customizable templates
- Instant preview and download
- No hidden fees for basic use
Final Thoughts
When you’re managing payroll on a tight budget, a free payroll stub generator can be a lifesaver. Whether you’re an employer paying a team or a freelancer documenting income, these tools help you maintain professional and accurate records without breaking the bank.
Start with StubCreator, the leading choice for free stub creation, and explore the others on this list to find the one that best fits your needs.
Save time, money, and effort—generate your free pay stubs today!
